Fixed-rate student loans for international students at Arden's London, Manchester and Berlin campuses. UKVI-compliant funding. Lending is subject to our eligibility, affordability and credit assessment.
Borrowing money costs money. Think carefully before taking on debt. Loans are subject to eligibility, affordability and credit assessment.

Supporting students through their studies
We provide flexible student loans for Arden University students, tailored to each student's circumstances and subject to eligibility and affordability.
Two loan options
TSFC offers two student loan types, covering your full fees or just the portion you need.
TSFC covers your entire tuition fees plus your deposit. Single point of contact, repayments to TSFC starting immediately upon signing.
You pay your deposit directly to Arden, and TSFC covers the remaining tuition. Repayments to TSFC begin in your first month of study.
| Full Loan | Partial Loan | |
|---|---|---|
| Deposit | TSFC pays your deposit | You pay deposit directly to institution |
| Loan Coverage | Full tuition + deposit | Tuition minus deposit |
| Repayments To | TSFC only | Institution (deposit) + TSFC (loan) |
| Repayment Start | Immediately upon signing | First month of study |
A note on deferrals: if your studies are deferred you may cancel your loan and reapply when you're ready (refund per our refund policy), or continue repayments as scheduled and pay off your loan sooner.
Why TSFC
Navigating the financial side of UK study can be daunting. Our loans are tailored to your needs.
Your interest rate is fixed, so your monthly repayment doesn't change during the term and you can plan ahead.
TSFC issues a Certificate of Funding intended to meet UKVI requirements, to support your student visa application.
Spread repayments across the term of your loan, subject to eligibility and affordability.
Repaying a TSFC loan on time can help you build a UK credit history. Missed payments may harm your credit file.
How it works
Applying for a TSFC student loan is quick and easy. Here's what to expect.
Fill in the loan application on our website. Takes under 10 minutes. We'll ask about your funding need, course, income and co-signer (if any).
TSFC reviews your application against our eligibility and affordability criteria. Where we can offer terms, we'll share indicative details such as loan amount, rate and estimated monthly repayment.
Upload proof of ID (passport), proof of income (payslips or bank statements), and co-signer documents if applicable.
Once docs are verified we issue your agreement. After signing, TSFC pays Arden directly and the admissions office is notified.
Depending on the loan type, repayments start on signing or in your first month of study. No penalties for early repayment.
Email notifications at every stage. Processing time depends on receiving complete documentation.
Quick estimate
If you already know how much funding you need, select an amount and a repayment term for an indicative monthly repayment. Lending is subject to our eligibility, affordability and credit assessment.
Currency
Funding required
Loan term
Your estimate
Make your selections
* Indicative only and not an offer of credit. Figures are estimates based on the amount and term selected. Loans are subject to our eligibility, affordability and credit assessment. Borrowing money costs money; missed payments may harm your credit record.
What can I expect to pay?
Illustrative examples to give you an idea of monthly repayments. Final offers depend on our eligibility, funding and affordability assessment.
Example in GBP
Example in EUR
Example
Borrow £12,000.00 over 18 months. 18 monthly repayments of £716.67. Total amount payable £12,900.06, made up of £12,000.00 credit and £900.06 interest. No arrangement fee and no early repayment fee. 5% fixed flat interest rate per year.
* Examples are illustrative only and are not an offer of credit. Loans are subject to our eligibility, funding, affordability and credit assessment criteria. Borrowing money costs money; missed payments may harm your credit record.
The details
Key things to know before you apply.
01
Our loans are offered at a 5% fixed flat interest rate per year. This is a flat rate, not an APR. Your rate is fixed for the term, so your monthly repayment doesn't change during the life of the loan. See the example in the pricing section.
02
Start either immediately on signing or in your first month of study, depending on loan type. No penalties for early repayment.
03
Open to students at Arden University's London, Manchester or Berlin campuses. Subject to affordability and credit assessment.
04
Funds are paid directly to Arden University. We only finance tuition fees through direct institutional partnerships.
05
If you don't meet affordability criteria on your own, a financially stable co-signer (friend or family) may be required.
FAQs
Everything you need to know about funding your Arden University studies.
TSFC Student Loans Limited (trading as The Student Funding Company) is authorised and regulated by the Financial Conduct Authority (FCA Ref. 790289) and is GDPR compliant.
The application is fully online. Time to a decision depends on our review and on receiving your supporting documents.
All applications are assessed against our eligibility, affordability and credit criteria. Approval is not guaranteed and depends on your individual circumstances.
No. We support a wide range of study levels and fields, including Business & Management, Engineering, Technology, Computing and Social Sciences.
TSFC issues a Certificate of Funding intended to meet UKVI requirements. Acceptance is at the discretion of UKVI based on your full application.
Start your application online. All lending is subject to eligibility, affordability and credit assessment.
Start your applicationBorrowing money costs money. Think carefully before taking on debt. Missed payments may harm your credit record.